DigynoPay
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Your own dollar virtual card is
just minutes awayNo hidden fees

Sign up, verify your identity, top up in Toman or crypto.

Get startedMobile appSee the pricing
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Get a card
+$25.00

Move money between cards in seconds

Pay with Apple Pay and Google PayFree transfers between your own cardsPurchase codes sent to your email
Why DigynoPay

Safe, transparent and in your hands

We built DigynoPay so you can pay in foreign currency directly and with peace of mind.

Make every foreign-currency payment yourself

You no longer need to give anyone your account password or wait for a middleman to buy for you. The card is issued in your own name, you top it up in Toman or crypto whenever you like, and you make every payment yourself in seconds. The dollar balance is yours too, and returns to your wallet whenever you want.

Secure by design

Accounts stay in your hands
No hidden fees
Card details are never stored
Card in your own name
A failed purchase is refunded to your wallet
Every transfer confirmed with an email code
Pricing

Simple, transparent pricing

Prices are listed here and shown again before you pay.

$13.00Issue fee from
9.88%Top-up service fee
100%Withdraw to wallet

Choose your card

Issue fee $13
Get Visa US

With this card any online payment abroad is possible.

A few ideas to start

Prices are approximate

Top-up calculator

Live dollar rateLast updated —
Amount to load
$100.00
Service fee (9.88%)
+ $9.88
Rate per dollar
274,321 Toman
30,143,000Tomanyou pay
Exactly this amount, no extra charge
No hidden feesToday's dollar rateShown again before you pay
Top upAll fees and details
Pay your way
Wallet

Instant, from your Toman balance.

Bank gateway

Pay in Toman through Bank Mellat or Bank Saman.

Crypto

Pay with crypto: address and QR right on this site.

From now on, on every platform pay with your own card:AI and softwareAdsOnline shoppingGamingTravel
Send money

Move money between foreign-currency cards in just seconds

Enter the other person's receive code, confirm by email, and the dollar amount lands on their card at once. No fee.

$0Transfer fee
A few secondsTransfer time
Email codeConfirms every transfer

Transfer between DigynoPay cards

Transfer fee $0
Last transfer $25.00Done · —

How to transfer in three steps

Only between verified people
1Tell the sender your receive code

Every card has its own receive code. Give it to whoever wants to send you money. A receive code only works for deposits to your card: it can never be used to buy or withdraw anything.

2Enter the receiver's code and the amount

Type the receiver's code and the amount in dollars.

3Confirm with an email code

We email you a one-time code. Enter it and the money moves at once.

Start a transfer
Questions

Frequently asked questions

Short answers to common questions. If yours is not here, ask support.

Need help?Open a ticket; the Digyno support desk will answer.
Open a ticket
01How long does issuing a card take?
Usually 1 to 2 minutes after payment.
02Do I have to verify my identity?
Yes, only once. A quick check with your phone camera.
03Do I need a new account?
No. Sign in with your Digyno or Google account, or create one right here in a minute.
04Are there hidden fees?
No. Costs are listed in the pricing section and shown again before you pay.
05Can I get my money back?
Yes, unused balance can be withdrawn to your wallet.
06What if a payment fails?
It goes back to your wallet automatically.
07Who is behind DigynoPay?
Two registered companies: Pishro Tejarat Kaj (Iran) and DEVSTUDIO360 (Armenia). Every card is issued and managed by our card provider, IZIPAY.
About us →
08What are the rules, and how do you prevent money laundering?
Every customer is verified, a card is only in its owner's name, and orders have limits and reviews. Buying from us means you accept the rules.
Terms and AML policy →
SupportWe're here to help