# DigynoPay | Dollar virtual cards > Dollar virtual cards in minutes: top up in toman or Tether and pay safely on international sites. DigynoPay (دیجینوپی) is a service that issues virtual dollar cards for online use. Users can top up a card with Iranian toman, add it to Apple Pay or Google Pay, pay on foreign websites, and send or receive money. The service is a joint venture of Pishro Tejarat Kaj (Iran) and DEVSTUDIO360 (Armenia), and all cards are issued and managed by the card provider IZIPAY. Three card types are offered: Visa US, designed for AI subscriptions such as ChatGPT, Claude, Gemini, Cursor and Midjourney, and also suitable for advertising and American online payments; Mastercard, for advertising and general online payments worldwide; and Mastercard Apple Pay, which covers all of the above plus digital wallets. An Android app is available for managing the cards without an app store. It suits people who need a dollar card for online subscriptions, advertising or foreign payments. ## Pages - [Home](https://cards.digyno.com/): what DigynoPay is and how to get a dollar virtual card - [Visa and Mastercard for Iranians](https://cards.digyno.com/visa-mastercard-for-iranians): what a virtual Visa or Mastercard is, why people in Iran need one, how to get it, and what it can pay for - [About us](https://cards.digyno.com/about): the two companies behind it, their registration details and licences, and the card provider IZIPAY - [Terms and AML policy](https://cards.digyno.com/terms): responsibilities, prohibited uses and the anti-money-laundering controls - [Mobile app](https://cards.digyno.com/app): the Android app ## Cards - Visa US: Made for AI subscriptions: ChatGPT, Claude, Gemini, Cursor, Midjourney. Also ads and US online payments (issue fee $13) - Mastercard: Ads and any online payment worldwide (issue fee $13) - Mastercard Apple Pay: Everything above plus wallets: Apple Pay and Google Pay (issue fee $23)